Products & Services

Service/Wholesale and Retail Industry

The fastest growing business segment in society today is that of service. These companies have specific needs for insurance protection against perils and possible hazards to their employees, profitability, and to third parties. The service industry is made up of a dynamic group of businesses. Typically, these are companies that only provide a service and do not build or construct a product. NAICO's entrepreneurial spirit, coupled with the knowledge and ability to evaluate these service companies, allows us to tailor insurance programs to suit the individual needs of our customers. 

NAICO also insures a multitude of wholesale and retail businesses. These companies require specific insurance to fulfill their expressed and implied needs. We offer the quality insurance protection needed at an affordable rate.  

Coverages offered:

Workers Compensation
Managed care options (as allowed by statutes)
Aggressive fraud investigations
Various deductible plan options available

General Liability
Various deductible plan options available

Auto Liability & Auto Physical Damage
Various deductible plan options available

Excess Liability
High limits available

Property
Additional coverage extensions available

Inland Marine

Crime

Optional coverages available:

Owner's goods cargo coverage
Motor truck cargo
Pollution coverage – including saline contamination
Non operating working interest
Underground resources and equipment
Blowout
Cratering
Waiver of subrogation/additional insured

If you are a business, locate an agent on our agent locator for a quote. If you are an independent agent interested in a contract, contact the NAICO marketing department.