About Us

Regional Strategy & Business Principles

Established in 1987, NAICO is a specialty regional insurance company who writes business in Oklahoma and the extended southwest. As a small operation, we pride ourselves on maintaining underwriting discipline with an emphasis on growing our company surplus through underwriting returns.

To further strengthen our company, NAICO purchases reinsurance from some of the most reputable reinsurers and reinsurance intermediaries in the world. NAICO has enjoyed successful partnerships with reinsurers for many years by creating mutually profitable relationships.

We have diversified our book of business to avoid concentration in certain areas where prolonged soft industry conditions might curtail opportunities for adequate returns. As we look into the future, we remain focused on expanding the worker’s compensation and standard lines property and casualty business.

NAICO’s long‐term strategy calls for the continued development of our diversified programs.  Claims operations will continue to be augmented by superior case management, and we will maintain a strong emphasis on loss control and customer compliance with safety programs.

Business Principles

NAICO's Mission

To “Set the standard that others strive for...” in all aspects of our business.

NAICO's Vision

• Provide a high level of service to our agents and customers in a professional and personable manner.
• Treat agents and customers fairly.
• Listen to the true needs of our agents and customers and find timely solutions.
• Operate our business in a safe and sound manner, consistent with laws and regulations and within policies we have adopted.
• Be innovative and forward thinking.
• Have superior technological capabilities.
• Offer employees opportunities for growth and development within the organization

NAICO's Values

• Service
• Integrity
• Efficiency
• Employee Development