Products & Services

Manufacturing

Factories and plants throughout our geographic footprint are faced with exposures to risk, some of which are unique to specific classes of business and require a specialty insurance program. NAICO offers multiple insurance products tailored to your specific business. Combining underwriting expertise with quality loss control services generates a superior program for our customers. As an insurance company who prides ourselves on outstanding underwriting ability, NAICO will review virtually any manufacturer with a light products exposure. We define "light product exposure" as those manufacturers who create products without an inherent severity exposure. We believe this provides our agents with unlimited opportunity to quote eligible classes of business.

Preferred Classes of Business:

Due to NAICO's opportunistic nature, we focus on insuring virtually any class of manufacturer that is not specifically ineligible for our program. Undesirable classes include those manufacturing companies who create products used directly by the general public such as helmets, safety equipment, etc. We are also not a market for heavy products exposures such as automotive and aircraft related operations, explosives or munitions manufacturers, etc. Given the opportunity, we can review your account and quickly determine if your risk is acceptable for our program.

Coverages Offered:

Property Coverage
Additional Coverage Extensions Available - including business interruption with off-premises power failure.

General Liability
Various deductible plan options available

Workers Compensation
Managed care options (as allowed by statutes)
Aggressive fraud investigations
Various deductible plan options available

Boiler and Machinery Coverages

Crime Coverage

Auto Liability & Auto Physical Damage
Various deductible plan options available

Excess Liability
High limits available

If your manufacturing operation is in need of a thorough review, please locate one of our agents under our agent locator to receive a quote. If you are an independent agent interested in a contract, contact the NAICO marketing department.